Personal Finance
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U.S. Private Wealth Systems Reports: “Personalized Socially Responsible Investing Continues to Grow”

Posted on 04 June 2018

Spearheaded by high-net-worth millennials, increasing numbers of investors take environmental, social, and governance issues into consideration when deciding where to put their money. (Charlotte, NC) —According to a recent study by Spectrem Group, almost half (49%) of Millennials with a net worth of more than $1 million cite social responsibility as a factor in in t ...

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Renegotiating your mortgage?

Posted on 27 May 2018

(NC) There's so much to think about when renegotiating your mortgage. You may be shopping around for the best rate, you may have to pay fees to switch lenders, and your bank will likely offer you a readvanceable mortgage. Some banks bundle other financial products, like car loans or credit cards, together under a readvanceable mortgage — a term mortgage combined with a home equity lin ...

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Which credit card is right for you?

Posted on 27 May 2018

(NC) There are a lot of credit card options out there, and choosing the right one for you could seem overwhelming. For many, the easiest solution is to get whichever card your financial institution offers, without considering whether it meets your needs or not. Fortunately, you can become a more informed consumer with the Financial Consumer Agency of Canada's (FCAC) free online resource ...

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Crypto 'noobs' learn to cope with wild swings in digital coins

Posted on 26 February 2018

After researching digital currencies for work last year, personal finance writer J.R. Duren hopped on his own crypto-rollercoaster.Duren bought $5 worth of litecoin in November, and eventually purchased $400 more, mostly with his credit card. In just a few months, he experienced a rally, a crash and a recovery, with the adrenaline highs and lows that come along."At first, I was freaking ou ...

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Five things to watch for in Canadian business

Posted on 08 January 2018

TORONTO - Five things to watch for in the Canadian business world in the coming week:
Bank of Canada reveals business outlookThe central bank's quarterly survey of companies is released on Monday, and will hopefully provide a clearer picture of Canada’s business climate. The bank’s previous survey showed that optimism remained intact despite higher interest rates and predictions that the ec ...

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Global stocks rise after strong Wall Street week

Posted on 08 January 2018

BEIJING - Global stock markets rose Monday following Wall Street's strong week as traders looked ahead to data releases from China, Japan and the Eurozone.KEEPING SCORE: In early trading, Germany's DAX rose 0.4 per cent to 13,372.75 and France's CAC 40 gained 0.3 per cent to 5,486.07. London's FTSE 100 was off 7 points at 7,717.49. On Friday, the DAX gained 1.2 per cent, the CAC 40 added 1.1 per c ...

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Pot-tax squabble to blaze up in Ottawa

Posted on 11 December 2017

OTTAWA - A cross-country squabble over how best to divvy up the proceeds of Canada's coming legal-weed windfall is about to intensify as finance ministers gather for high-stakes talks in Ottawa.For the provinces and territories, a key question looms: what entitles Ottawa to claim so much as half of the tax revenues that will start flowing when marijuana is legalized next summer?The provi ...

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House this? Federal housing strategy targets poorest Canadians

Posted on 23 November 2017

B.C. housing advocates are lauding the federal government’s new national housing strategy, which promises $40 billion over the next 10 years directed towards the lowest-income Canadians.“Today we’re proud to say: we’re back,” Canda’s federal minister of families, Jean-Yves Duclos, said during a press conference in Vancouver on Wednesday. “The federal government is back in h ...

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How Canadian homes became debt traps

Posted on 16 November 2017

In 1998, Ann bought a one-bedroom condo in the Kitsilano area of Vancouver. Gainfully employed at a printing company, she found the monthly mortgage payments were within her budget (Ann and others quoted in this story asked that Maclean’s not use their full names). The building was on the older side, and eventually she got the itch to update the decor. She intended to replace ...

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giải thích tỷ lệ cá cược bóng đáTips to take charge of your finances and live within your means

Posted on 10 November 2017

(NC) Are you stressed about money? Being in control of your spending is one way of reducing stress in your life. According to Statistics Canada, most of us are burdened with high levels of household debt. Simply put, too many people are spending more than they earn. They are saving less and not saving enough for retirement. At the same time, people are living longer. Living within your me ...